TERMS DEFINITIONS
Accountability the condition of being responsible for something or obliged to explain actions or decisions honestly.
Algorithm a short program written or coded to complete a specific task. All computer software programs are made up a compilation of specific algorithms connected together.
Anathema something or someone that one vehemently dislikes.: “racism was anathema to her”; a formal curse by a pope or a council of the Church, excommunicating a person or denouncing a doctrine.
Apologist a person who defends or supports something (such as a religion, cause, or organization) that is controversial or being criticized or attacked by other people.
Arbitrage the practice of buying something (such as foreign money, gold, etc.) in one place and selling it almost immediately in another place where it is worth more.
Artificial Intelligence a process where computers can self educate and grow intellectually through programmed learning.
Blockchain a digitized, decentralized, public ledger of all cryptocurrency transactions. A new form of powerful high security programming language.
Collateral damage injury inflicted on something other than an intended target; example: civilian casualties of a military operation. Collateral damage can be intentional and unintentional.
Consumerism the belief that it is good for people to spend a lot of money on goods and services; the actions of people who spend a lot of money on goods and services. aka “retail therapy”.
Coups an impressive victory or achievement that is difficult or unexpected.
Cryptocurrency a digital or virtual currency that uses blockchain cryptography for security.
Deniability a credible basis to deny an accusation by claiming to have no knowledge of the actions or events involved.
Dichotomy a difference between two opposite things; a division into two opposite groups. A negative contradiction.
Diligence careful hard work; continued effort. aka due diligence; the legal process of verifying the details in a business transaction.
Disingenuous where someone acts as if they don’t fully understand their actions or the consequences of such. A liar’s tool.
Economist a social scientist devoted to the study of the relationship between human behavior and supply and demand.
Emotive prone to having strong emotions for or against something.
Establishment a group in a society exercising power and influence over matters of policy or taste, and often seen as resistant to change.
Exploitative making use of a situation or treating others unfairly in order to gain an advantage or benefit.: “an exploitative form of labor”.
Felonious an intent or inclination to steal and be dishonest.
Forensic accountant A person whose job is to utilize accounting, auditing, and investigative skills to conduct a scientific examination into financial statements,
Fraud the crime of using dishonest methods to take something valuable from another person; theft by deception.
Fraudulent misrepresentation a blatant false statement to subvert a transaction or contract. The legal term for telling lies.
High return investment the action or process of investing money that results in a large profit.
Indiscriminate random activity where a person ignores the consequences for others.
Intermediary A messenger between parties. A person who works with all sides in negotiations in order to bring about an agreement.
(Economic) bubble a situation when many people invest money in something (land, property, real-estate, etc.) and cause its value to rise to a level that is much higher than its real value until its value drops abruptly.
Legitimacy conformity to the law or to rules: ability to be defended with logic or justification; validity.
LIBOR London Interbank Offered Rate. Used for currency transactions.
Lobbying the process of trying to influence government or other officials to make decisions for or against something. Usually a corporate tool used to communicate with politicians.
Loss mitigation a process of cutting your losses to the bare minimum. A form of financial or material triage.
Mercenaries a person who is paid by a foreign country to fight in its army; a person who will work without conscience for any group or country who pays them enough.
Monte dealer a dealer in a street side gambling game who shows three cards, shuffles them, places them face down, and invites spectators to bet they can identify the location of a particular card. Then induces the player to bet money.
Narcissistic having an excessive love of oneself and/or one’s physical appearance.
Neurotransmitter a chemical substance in the body that carries a signal from one nerve cell to another.
Opportunistic someone who will take advantage of an immediate situation for personal gain or benefit without much regard to a general plan or thinking about what is fair or right.
Pedagogy the art, science, or profession of teaching.
Pervasive existing in every part of something : spreading to all parts of something.
Philanthropist a very rich person who gives money and time to help make life better for other people.
Predatory a hungry wolf or wolf pack is an example. There is a predator in us all. It is part of the human condition.
Psychopath A person who can appear normal, even charming but underneath, lacks conscience and empathy, making him/her manipulative, volatile and often (but by no means always) criminal.
Recidivists a criminal who returns to the same criminal activity even after getting caught. a repeat offender.
Rhetorical the ability to ask and answer questions and to reach conclusions honestly and with discipline. A developed skill.
Sanctions a penalty for disobeying a law or rule.
SEC Securities and Exchange Commission (SEC) is a U.S. government agency created by Congress to regulate the securities markets and protect investors.
Skullduggery secret or dishonest behavior or activity; trickery and chicanery.
Stigma a set of negative and often unfair beliefs that a society or group of people have about something; a mark of disgrace or shame associated with a particular circumstance, quality, or person.
Subjective based on feelings or opinions rather than facts. Where the heart rules the head.
Subterfuge the use of covert tricks to hide, avoid, or get something.
Transparency the quality that makes something obvious or easy to understand.
Triage originally a medical term used in war: the process of deciding which patients should be treated first based on how sick or seriously injured they are; assign degrees of urgency to.
Umbilically attachment by means of or as if by means of an umbilical cord; intimately linked.
Unrepentant not sorry or caring about  something wrong or evil that you have done.
Usury the practice of lending money where the borrower pays interest.

Variable Ratio Reinforcement   Schedule

a schedule of mental reinforcement where a response is reinforced after an unpredictable number of responses; it creates a steady, high rate of responding. (ex. gambling and lottery games).
Wholesale the business of selling things in large amounts to other businesses rather than individually to individual customers.

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